Parse Your Credit Card Statements with AI Precision
Upload any bank's PDF statement and get instant spending breakdowns, smart categorization, and exportable reports. No account needed.
How It Works
Three simple steps
Upload
Take a photo or select your credit card statement PDF. Encrypted PDFs are auto-detected.
Parse
Our 3-model AI consensus engine extracts every transaction and categorizes spending automatically.
Insights
Get instant spending breakdowns, category charts, and exportable CSV reports - all stored locally.
Experience
An app unlike any other
Features
Powerful features
Benefits
It does a lot of things
AI-Powered Parsing
Our 3-model consensus engine uses GPT-4o-mini, Claude, and Gemini to parse every statement in parallel. A document intelligence pre-parse probe detects layout, currency, and bank before extraction -fields are resolved by majority voting for near-perfect accuracy.
Smart Categorization
12 spending categories are auto-assigned using AI and keyword matching. Each transaction gets a confidence score.
Transaction Details
Browse every transaction with merchant names, amounts, dates, and categories. Supports 11 transaction types -purchase, payment, refund, EMI, fee, interest, cashback, reward, reversal, adjustment, and transfer. Flag, annotate, and attach receipts.
Multi-Card Analytics
Manage multiple credit cards with per-card analytics, utilization tracking, and trend sparklines across all your banks.
Benefits
What you can do with Vector Expense
Features
Powerful features
AI-Powered Statement Parsing
Upload any bank's credit card statement PDF and let our 3-model AI consensus engine extract every transaction automatically. GPT-4o-mini, Claude, and Gemini parse in parallel with majority voting for near-perfect accuracy.
Privacy-First Design
Zero data retention. Your credit card statements are processed entirely in-memory and immediately discarded. All financial data stays encrypted on your device -no accounts, no cloud sync, no tracking.
Smart Expense Categorization
12 spending categories auto-assigned using AI and keyword matching. Food, groceries, shopping, transport, entertainment, health, utilities, travel, education, finance, transfers -all detected across multiple languages.
Multi-Currency Support
Track expenses in INR (₹), USD ($), EUR (€), and GBP (£) with locale-specific formatting. Works with any bank that issues a PDF statement -if they print it, Vector reads it.
Multi-Card Management
Manage all your credit cards in one place. Auto-detect card details from statements, color-coded profiles, per-card spending analytics, utilization tracking, and trend sparklines.
Offline & Encrypted Storage
All transaction data stored locally in AES-encrypted SQLite. Browse transactions, view analytics, and export reports without internet after initial parse. Password-protected backups for data portability.
Demo Mode
Try Vector Expense before uploading a single document. Explore 24 realistic transactions across all 12 spending categories with one tap -full analytics, CSV export, and category breakdowns included.
Manual Transaction Entry
Add expenses manually with live AI categorization as you type. Attach receipt photos, add notes, flag important transactions, and track spending alongside your parsed statements.
Pricing
Simple pricing
15 free statement parses over 15 days
No credit card required. Full access to all features.
Monthly
Flexible month-to-month plan
Yearly
Best value -save 33% vs monthly
Need more parses? Top-up credit packs available: $10 for 30 statements or $20 for 70 statements.
FAQ
Frequently Asked Questions

Stop guessing where your money goes.
Upload your statement and get instant AI-powered insights.
Get Started