Privacy-First Expense Tracking

Know exactly where your money went

Upload any bank's PDF statement and get instant spending breakdowns, smart categorization, and exportable reports.

  • Privacy-first
  • Works with any bank
9:41
Upload Statement
Parse your credit card PDF statement
Your PDF is processed in memory and never stored
Select Card
Other 4321 (*4321)
HDFC Bank 7408 (*7408)
Tap to Upload PDF
Select your credit card statement (max 10 MB)
Try Demo
Privacy First
Your PDF is parsed in-memory on our server and immediately discarded. No financial data is ever stored, logged, or shared.
Home
Transactions
Upload
Cards
You
Food & DiningGroceriesShoppingTransportEntertainmentHealthUtilitiesTravelEducationFinanceTransfersOther
Food & DiningGroceriesShoppingTransportEntertainmentHealthUtilitiesTravelEducationFinanceTransfersOther
Food & DiningGroceriesShoppingTransportEntertainmentHealthUtilitiesTravelEducationFinanceTransfersOther
Food & DiningGroceriesShoppingTransportEntertainmentHealthUtilitiesTravelEducationFinanceTransfersOther
How It Works

Three simple steps

  1. 01

    Upload

    Take a photo or select your credit card statement PDF. Encrypted PDFs are auto-detected.

  2. 02

    Parse

    Our 3-model AI consensus engine extracts every transaction and categorizes spending automatically.

  3. 03

    Insights

    Get instant spending breakdowns, category charts, and exportable CSV reports - all stored locally.

Features

Powerful features

AI-Powered Statement Parsing

Upload any bank's credit card statement PDF and let our 3-model AI consensus engine extract every transaction automatically. GPT-4o-mini, Claude, and Gemini parse in parallel with majority voting for near-perfect accuracy.

Privacy-First Design

Zero data retention. Your credit card statements are processed entirely in-memory and immediately discarded. All financial data stays encrypted on your device -no cloud sync, no tracking.

Smart Expense Categorization

12 spending categories auto-assigned using AI and keyword matching. Food, groceries, shopping, transport, entertainment, health, utilities, travel, education, finance, transfers -all detected across multiple languages.

Multi-Currency Support

Track expenses in INR (₹), USD ($), EUR (€), and GBP (£) with locale-specific formatting. Works with any bank that issues a PDF statement -if they print it, Vector reads it.

Multi-Card Management

Manage all your credit cards in one place. Auto-detect card details from statements, color-coded profiles, per-card spending analytics, utilization tracking, and trend sparklines.

Offline & Encrypted Storage

All transaction data stored locally in AES-encrypted SQLite. Browse transactions, view analytics, and export reports without internet after initial parse. Password-protected backups for data portability.

Demo Mode

Try Vector Expense before uploading a single document. Explore 24 realistic transactions across all 12 spending categories with one tap -full analytics, CSV export, and category breakdowns included.

Manual Transaction Entry

Add expenses manually with live AI categorization as you type. Attach receipt photos, add notes, flag important transactions, and track spending alongside your parsed statements.

Categories

Every rupee lands in one of twelve buckets

12 spending categories auto-assigned using AI and keyword matching. Food, groceries, shopping, transport, entertainment, health, utilities, travel, education, finance, transfers -all detected across multiple languages.

  • Food & Dining
  • Groceries
  • Shopping
  • Transport
  • Entertainment
  • Health
  • Utilities
  • Travel
  • Education
  • Finance
  • Transfers
  • Other
Features

Powerful features

01

AI-Powered Parsing

3-model consensus engine cross-validates every transaction for near-perfect accuracy.

  • AI-Powered Statement Parsing
  • Privacy-First Design
9:41
Upload Statement
Parse your credit card PDF statement
Your PDF is processed in memory and never stored
Select Card
Other 4321 (*4321)
HDFC Bank 7408 (*7408)
Tap to Upload PDF
Select your credit card statement (max 10 MB)
Try Demo
Privacy First
Your PDF is parsed in-memory on our server and immediately discarded. No financial data is ever stored, logged, or shared.
Home
Transactions
Upload
Cards
You
02

Smart Categories

12 spending categories auto-assigned via AI and keyword matching across multiple languages.

  • Smart Expense Categorization
  • Multi-Currency Support
9:41
TabsStatement Analysis
Overview
Transactions
Categories
Shopping
₹47,189.63 (62.9%)
Transfers
₹25,832.00 (34.5%)
Entertainment
₹1,500.00 (2.0%)
Groceries
₹454.10 (0.6%)
Top 5 Categories
Shopping
₹47,189.63
Transfers
₹25,832.00
Entertainment
₹1,500.00
Groceries
₹454.10
All Categories
Shopping
₹47,189.63
7 transactions / 62.9%
Transfers
₹25,832.00
1 transaction / 34.5%
Entertainment
₹1,500.00
2 transactions / 2.0%
Groceries
₹454.10
1 transaction / 0.6%
03

Detailed Analytics

Get instant spending breakdowns, category charts, and exportable CSV reports.

  • Multi-Card Management
  • Offline & Encrypted Storage
9:41
Cards
12-month overview
Apr 2025 – Mar 2026
All cards
3,84,210
12% vs prev year
HDFC ••7408
2,86,420
64% vs last mo
Other ••4321
97,790
8% vs last mo
Monthly avg
32,017
across 12 months
Peak month
Feb
68,400 spent
Monthly spending trend
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Total spend
Monthly avg
Top spending categories
3.84L
Total
🛒
Shopping
₹1,10,240
28.7%
🍽️
Food & Dining
₹82,600
21.5%
✈️
Travel
₹58,400
15.2%
Fuel
₹42,800
11.1%
💊
Health
₹27,200
7.1%
📦
Others
₹62,970
16.4%
Top merchants by spend
AM
Amazon
24 transactions
₹38,400
SW
Swiggy
41 transactions
₹29,100
BP
BPCL Fuel
18 transactions
₹26,800
MK
MakeMyTrip
6 transactions
₹22,600
FL
Flipkart
19 transactions
₹19,200
Spending insights
↑ Unusual spike
February was 113% above your monthly average. Shopping and Travel were the biggest drivers.
🍽 Dining trend
Food & Dining spend has increased 22% over the last 3 months compared to the 3 months prior.
✓ Best month
September was your lowest spend month at ₹28,900 - 10% below your yearly average.
Pricing

Simple pricing

No credit card required. Full access to all features.

Free Trial

15 free statement parses over 15 days

No credit card required. Full access to all features.

Monthly

Flexible month-to-month plan

$3/ month

  • 4 statement parses per month
  • 3-model AI consensus engine
  • 12 spending categories
  • Multi-card management
  • CSV export & encrypted backups
  • Offline access after parse
Start Free Trial
Best Value

Yearly

Best value -save 33% vs monthly

$24/ year($2/month)

  • 4 statement parses per month
  • 3-model AI consensus engine
  • 12 spending categories
  • Multi-card management
  • CSV export & encrypted backups
  • Offline access after parse
Start Free Trial

Need more parses? Top-up credit packs available: $10 for 30 statements or $20 for 70 statements.

FAQ

Frequently Asked Questions

Stop guessing where your money goes.

Upload your statement and get instant AI-powered insights.

No credit card required. Full access to all features.