Privacy-First Expense Tracking

Parse Your Credit Card Statements with AI Precision

Upload any bank's PDF statement and get instant spending breakdowns, smart categorization, and exportable reports. No account needed.

Download on the App Store
Privacy-first
Works with any bank
Upload Statement
Parse your credit card PDF statement
Your PDF is processed in memory and never stored
Select Card
Other 4321 (*4321)
HDFC Bank 7408 (*7408)
Tap to Upload PDF
Select your credit card statement (max 10 MB)
Try Demo
Privacy First
Your PDF is parsed in-memory on our server and immediately discarded. No financial data is ever stored, logged, or shared.
Home
Transactions
Upload
Cards
You
9:41
Cards
12-month overview
Apr 2025 – Mar 2026
All cards
3,84,210
12% vs prev year
HDFC ••7408
2,86,420
64% vs last mo
Other ••4321
97,790
8% vs last mo
Monthly avg
32,017
across 12 months
Peak month
Feb
68,400 spent
Monthly spending trend
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Total spend
Monthly avg
Top spending categories
3.84L
Total
🛒
Shopping
₹1,10,240
28.7%
🍽️
Food & Dining
₹82,600
21.5%
✈️
Travel
₹58,400
15.2%
Fuel
₹42,800
11.1%
💊
Health
₹27,200
7.1%
📦
Others
₹62,970
16.4%
Top merchants by spend
AM
Amazon
24 transactions
₹38,400
SW
Swiggy
41 transactions
₹29,100
BP
BPCL Fuel
18 transactions
₹26,800
MK
MakeMyTrip
6 transactions
₹22,600
FL
Flipkart
19 transactions
₹19,200
Spending insights
↑ Unusual spike
February was 113% above your monthly average. Shopping and Travel were the biggest drivers.
🍽 Dining trend
Food & Dining spend has increased 22% over the last 3 months compared to the 3 months prior.
✓ Best month
September was your lowest spend month at ₹28,900 - 10% below your yearly average.

How It Works

Three simple steps

1

Upload

Take a photo or select your credit card statement PDF. Encrypted PDFs are auto-detected.

2

Parse

Our 3-model AI consensus engine extracts every transaction and categorizes spending automatically.

3

Insights

Get instant spending breakdowns, category charts, and exportable CSV reports - all stored locally.

Experience

An app unlike any other

9:41
Upload Statement
Parse your credit card PDF statement
Your PDF is processed in memory and never stored
Select Card
Other 4321 (*4321)
HDFC Bank 7408 (*7408)
Tap to Upload PDF
Select your credit card statement (max 10 MB)
Try Demo
Privacy First
Your PDF is parsed in-memory on our server and immediately discarded. No financial data is ever stored, logged, or shared.
Home
Transactions
Upload
Cards
You
9:41
TabsStatement Analysis
Overview
Transactions
Categories
Shopping
₹47,189.63 (62.9%)
Transfers
₹25,832.00 (34.5%)
Entertainment
₹1,500.00 (2.0%)
Groceries
₹454.10 (0.6%)
Top 5 Categories
Shopping
₹47,189.63
Transfers
₹25,832.00
Entertainment
₹1,500.00
Groceries
₹454.10
All Categories
Shopping
₹47,189.63
7 transactions / 62.9%
Transfers
₹25,832.00
1 transaction / 34.5%
Entertainment
₹1,500.00
2 transactions / 2.0%
Groceries
₹454.10
1 transaction / 0.6%
9:41
TabsStatement Analysis
Overview
Transactions
Categories
Search transactions...
All
Entertainment
Groceries
Shopping
Tran
11 transactions
By Date
Tata Payments Limited Mumbai
28/12/2025·Shopping·HDFC •7408
-₹3,957.72
WWW BigBasket Com Gurgaon
26/12/2025·Groceries·HDFC •7408
-₹454.10
Tata Payments Limited Mumbai
26/12/2025·Shopping·HDFC •7408
-₹22,516.90
Tata Payments Limited Mumbai
23/12/2025·Shopping·HDFC •7408
-₹1,359.00
Tata Payments Limited Mumbai
23/12/2025·Shopping·HDFC •7408
-₹7,228.00
UPI-PVR INOX Limited
19/12/2025·Entertainment·HDFC •7408
-₹750.00
PVR INOX Limited
13/12/2025·Entertainment·HDFC •7408
-₹750.00
Tata Payments Mumbai
13/12/2025·Shopping·HDFC •7408
-₹1,282.00
Tata Payments Limited Mumbai
11/12/2025·Shopping·HDFC •7408
-₹846.00
BPPY CC Payment
11/12/2025·Transfers·HDFC •7408
+₹25,832.00
Tata Payments Mumbai
10/12/2025·Shopping·HDFC •7408
-₹10,000.01

Features

Powerful features

AI-Powered Parsing

3-model consensus engine cross-validates every transaction for near-perfect accuracy.

Download on the App Store
9:41
Upload Statement
Parse your credit card PDF statement
Your PDF is processed in memory and never stored
Select Card
Other 4321 (*4321)
HDFC Bank 7408 (*7408)
Tap to Upload PDF
Select your credit card statement (max 10 MB)
Try Demo
Privacy First
Your PDF is parsed in-memory on our server and immediately discarded. No financial data is ever stored, logged, or shared.
Home
Transactions
Upload
Cards
You

Smart Categories

12 spending categories auto-assigned via AI and keyword matching across multiple languages.

Download on the App Store
9:41
TabsStatement Analysis
Overview
Transactions
Categories
Shopping
₹47,189.63 (62.9%)
Transfers
₹25,832.00 (34.5%)
Entertainment
₹1,500.00 (2.0%)
Groceries
₹454.10 (0.6%)
Top 5 Categories
Shopping
₹47,189.63
Transfers
₹25,832.00
Entertainment
₹1,500.00
Groceries
₹454.10
All Categories
Shopping
₹47,189.63
7 transactions / 62.9%
Transfers
₹25,832.00
1 transaction / 34.5%
Entertainment
₹1,500.00
2 transactions / 2.0%
Groceries
₹454.10
1 transaction / 0.6%

Detailed Analytics

Get instant spending breakdowns, category charts, and exportable CSV reports.

Download on the App Store
9:41
Cards
12-month overview
Apr 2025 – Mar 2026
All cards
3,84,210
12% vs prev year
HDFC ••7408
2,86,420
64% vs last mo
Other ••4321
97,790
8% vs last mo
Monthly avg
32,017
across 12 months
Peak month
Feb
68,400 spent
Monthly spending trend
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Total spend
Monthly avg
Top spending categories
3.84L
Total
🛒
Shopping
₹1,10,240
28.7%
🍽️
Food & Dining
₹82,600
21.5%
✈️
Travel
₹58,400
15.2%
Fuel
₹42,800
11.1%
💊
Health
₹27,200
7.1%
📦
Others
₹62,970
16.4%
Top merchants by spend
AM
Amazon
24 transactions
₹38,400
SW
Swiggy
41 transactions
₹29,100
BP
BPCL Fuel
18 transactions
₹26,800
MK
MakeMyTrip
6 transactions
₹22,600
FL
Flipkart
19 transactions
₹19,200
Spending insights
↑ Unusual spike
February was 113% above your monthly average. Shopping and Travel were the biggest drivers.
🍽 Dining trend
Food & Dining spend has increased 22% over the last 3 months compared to the 3 months prior.
✓ Best month
September was your lowest spend month at ₹28,900 - 10% below your yearly average.

Benefits

It does a lot of things

AI-Powered Parsing

Our 3-model consensus engine uses GPT-4o-mini, Claude, and Gemini to parse every statement in parallel. A document intelligence pre-parse probe detects layout, currency, and bank before extraction -fields are resolved by majority voting for near-perfect accuracy.

Vector Expense home screen

Smart Categorization

12 spending categories are auto-assigned using AI and keyword matching. Each transaction gets a confidence score.

Category breakdown

Transaction Details

Browse every transaction with merchant names, amounts, dates, and categories. Supports 11 transaction types -purchase, payment, refund, EMI, fee, interest, cashback, reward, reversal, adjustment, and transfer. Flag, annotate, and attach receipts.

Transaction list

Multi-Card Analytics

Manage multiple credit cards with per-card analytics, utilization tracking, and trend sparklines across all your banks.

Cards
12-month overview
Apr 2025 – Mar 2026
All cards
3,84,210
12% vs prev year
HDFC ••7408
2,86,420
64% vs last mo
Other ••4321
97,790
8% vs last mo
Monthly avg
32,017
across 12 months
Peak month
Feb
68,400 spent
Monthly spending trend
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar
Total spend
Monthly avg
Top spending categories
3.84L
Total
🛒
Shopping
₹1,10,240
28.7%
🍽️
Food & Dining
₹82,600
21.5%
✈️
Travel
₹58,400
15.2%
Fuel
₹42,800
11.1%
💊
Health
₹27,200
7.1%
📦
Others
₹62,970
16.4%
Top merchants by spend
AM
Amazon
24 transactions
₹38,400
SW
Swiggy
41 transactions
₹29,100
BP
BPCL Fuel
18 transactions
₹26,800
MK
MakeMyTrip
6 transactions
₹22,600
FL
Flipkart
19 transactions
₹19,200
Spending insights
↑ Unusual spike
February was 113% above your monthly average. Shopping and Travel were the biggest drivers.
🍽 Dining trend
Food & Dining spend has increased 22% over the last 3 months compared to the 3 months prior.
✓ Best month
September was your lowest spend month at ₹28,900 - 10% below your yearly average.

Benefits

What you can do with Vector Expense

Save hours on expense tracking. Upload a PDF and get a full spending breakdown in seconds.

Save hours on expense tracking. Upload a PDF and get a full spending breakdown in seconds.

Eliminate categorization errors with 3-model AI consensus that cross-validates every transaction.

Eliminate categorization errors with 3-model AI consensus that cross-validates every transaction.

Track spending across all cards with per-card analytics, utilization tracking, and trend sparklines.

Track spending across all cards with per-card analytics, utilization tracking, and trend sparklines.

Export and backup with confidence. CSV export and AES-encrypted backups for total data portability.

Export and backup with confidence. CSV export and AES-encrypted backups for total data portability.

Features

Powerful features

AI-Powered Statement Parsing

Upload any bank's credit card statement PDF and let our 3-model AI consensus engine extract every transaction automatically. GPT-4o-mini, Claude, and Gemini parse in parallel with majority voting for near-perfect accuracy.

Privacy-First Design

Zero data retention. Your credit card statements are processed entirely in-memory and immediately discarded. All financial data stays encrypted on your device -no accounts, no cloud sync, no tracking.

Smart Expense Categorization

12 spending categories auto-assigned using AI and keyword matching. Food, groceries, shopping, transport, entertainment, health, utilities, travel, education, finance, transfers -all detected across multiple languages.

Multi-Currency Support

Track expenses in INR (₹), USD ($), EUR (€), and GBP (£) with locale-specific formatting. Works with any bank that issues a PDF statement -if they print it, Vector reads it.

Multi-Card Management

Manage all your credit cards in one place. Auto-detect card details from statements, color-coded profiles, per-card spending analytics, utilization tracking, and trend sparklines.

Offline & Encrypted Storage

All transaction data stored locally in AES-encrypted SQLite. Browse transactions, view analytics, and export reports without internet after initial parse. Password-protected backups for data portability.

Demo Mode

Try Vector Expense before uploading a single document. Explore 24 realistic transactions across all 12 spending categories with one tap -full analytics, CSV export, and category breakdowns included.

Manual Transaction Entry

Add expenses manually with live AI categorization as you type. Attach receipt photos, add notes, flag important transactions, and track spending alongside your parsed statements.

Pricing

Simple pricing

Free Trial

15 free statement parses over 15 days

No credit card required. Full access to all features.

Monthly

$3/month

Flexible month-to-month plan

4 statement parses per month
3-model AI consensus engine
12 spending categories
Multi-card management
CSV export & encrypted backups
Offline access after parse
Best Value

Yearly

$24/year($2/month)

Best value -save 33% vs monthly

4 statement parses per month
3-model AI consensus engine
12 spending categories
Multi-card management
CSV export & encrypted backups
Offline access after parse

Need more parses? Top-up credit packs available: $10 for 30 statements or $20 for 70 statements.

FAQ

Frequently Asked Questions

Vector Expense

Stop guessing where your money goes.

Upload your statement and get instant AI-powered insights.

Get Started